As we approach the end of 2023, it’s time to take a look at your dental insurance benefits. Many people don’t realize that these benefits often reset with the new year, and any unused coverage does not roll over. So, if you’ve been putting off a dental visit, now is the perfect time to maximize your benefits before they expire.
Don’t Let Your Dental Insurance Go to Waste
Most dental insurance plans operate on a “use it or lose it” basis. This means that any unused benefits, such as preventive services or annual maximums, will not carry over into 2024. In fact, the National Association of Dental Plans reports that only 2.8% of people with PPO dental plan benefits reach or exceed their plan’s annual maximum. That means many of us are leaving money on the table!
Preventive Care is Key
Preventive care is crucial for maintaining good oral health. Regular check-ups help detect potential issues early, saving you from expensive treatments down the line. Most dental insurance plans cover preventive services like cleanings, exams, and X-rays at 100%, so there’s no out-of-pocket cost. If you haven’t had two cleanings this year, schedule one now before your benefits reset.
Tackle Necessary Treatments Now
If you’ve been diagnosed with a dental issue earlier in the year but have been delaying treatment due to cost concerns, now is the time to reconsider. You’ve been paying into your dental insurance all year, so make sure you get the most out of your investment. Plus, neglecting necessary treatments can lead to more severe health problems and even higher costs in the future.
Plan for Big Procedures
If you’re planning a major procedure like orthodontics or dental implants, now is the time to start. Many insurance plans have a yearly maximum, and starting now, you can use your benefits for 2023 and then use the renewed benefits in 2024. This way, you can split the cost across two benefit periods, making it more affordable.
Dental Health Affects Overall Health
Remember, dental health is closely linked to overall health. Studies show that poor oral health can lead to various health issues, from heart disease to diabetes. Regular dental visits can help manage these risks.
Benefits of Using Your Dental Insurance Before 2024
Here are a few key reasons to use your dental insurance before the end of the year:
- Save Money: By utilizing your benefits fully, you save money in the long run. Preventive care can prevent costly procedures later on in life.
- Stay Healthy: Regular check-ups keep your teeth healthy and can detect early signs of diseases.
- Use What You’ve Paid For: You’ve paid your premiums all year. Make sure you get what you’ve paid for by using your coverage.
- Pain Prevention: Regular check-ups and treatments can prevent dental pain and discomfort.
Schedule Your Next Visit!
The end of the year is fast approaching, and so is the expiry date of your 2023 dental benefits. Don’t let your hard-earned money go to waste. Schedule your next visit to East El Paso Dentist today and ensure you’re maximizing your dental insurance benefits. Our team is ready to provide top-notch dental care tailored to your needs.
Remember, every dollar of your dental benefits counts. Let’s use them wisely and welcome 2024 with a healthy smile! Call us at (915) 621-2880 or visit our website to schedule your appointment today.
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